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Friday, January 22, 2010

Change Your Mind, Change Your Path

Fulfilling your dreams often takes inner work. It is impossible for you to be the same person broke as you would be financially stable. Think about it. Look at where you are now and where you would like to be. Will you reach your goals if you continue to practice the same bad habits and negative behaviors that have landed you in your current situation? Probably not. Examine your dreams and decide what needs to be changed, improved and/or stopped completely. Change your mind, change your heart, change your path. Growth is a process. Are you willing to commit?

"The greatest reward in becoming a millionaire is not the amount of money that you earn. It is the kind of person that you have to become to become a millionaire in the first place." - Jim Rohn

Wednesday, January 20, 2010

Become A Life-Long Learner

Commit yourself to being a lifelong learner. Knowledge is power. Make an effort to learn something new today. Sharpen your skills and hone your talents. Don't forget to share!

If we do not plant knowledge when young, it will give us no shade when we are old.
-Lord Chesterfield

Things you can do to enhance your personal development:
*read a book
*attend a seminar
*join in on a teleclass
*visit a museum exhibit
*pick up a newspaper
*talk with your kids (you'd be surprised at what you could learn)
*chat with a senior citizen
*go back to school
*join a Toastmasters club

The list is endless. Be creative and have fun. Learning can be enjoyable and goes a long way in extending your productivity. There are health benefits to learning too! Studies have shown that those people who actively feed their minds are less likely to develop Alzheimer's and other cognitive impairments as they age.

Let those cerebral muscles flex!

Monday, January 18, 2010

Happy Martin Luther King Day!

Good morning and happy MLK day. Regardless of your race, color, sex, national origin, creed, sexual orientation or disability, take a moment to reflect upon your own "learned" prejudices and decide how you can not only be more tolerant of those who may be different from you but also more accepting. What would Jesus do?

Friday, January 15, 2010

Federal Free File Opens Today

Federal Free-File with the IRS begins today. E-file your federal return and select direct deposit to receive your cash in as little as 2 weeks. Here is a table that provides estimated 2010 refund direct deposit and mailed check schedules.

2010 IRS e-file Refund Cycle Chart

How do you plan to spend the extra cash? Do you have an emergency fund or a savings account? Are there bills or other debts you need to catch up on?

Create a plan to budget your refund now so that it doesn't slip through your fingers when it arrives. One thing I have found to work well is to pretend the refund doesn't exist. After all, you have been without this cash for a year already. Why not save or invest the whole amount? Think about it.

Friday, January 1, 2010

Changed My Mind - It's My Prerogative

So I started to move over to WordPress but it didn't happen. In fact, I am spent much of my time these last few months, attempting to get my personal life in order so my business has suffered. Dealing with children with disabilities (be they mental or physical) is NO JOKE. Things are going better now so I'm hoping to get back on track with this blog by offering my readers more of the great tips, tools, techniques and advice that they so deserve. Looking forward to reconnecting with the blogosphere. :)